Consumer Protection and Financial Inclusion
نویسندگان
چکیده
منابع مشابه
Consumer Financial Protection.
The recent financial crisis has led many to question how well businesses deliver services and how well regulatory institutions address problems in consumer financial markets. This paper discusses consumer financial regulation, emphasizing the full range of arguments for regulation that derive from market failure and from limited consumer rationality in financial decision making. We present thre...
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n 2009, the United States Department of the Treasury submitted the Consumer Financial Protection Agency (CFPA) Act of 2009 to Congress, proposing a sweeping overhaul of consumer financial regulation. Congress has wrestled with the Administration’s proposal in the ensuing months. In December 2009, the House of Representatives passed a bill that adopted some key elements of the Administration’s b...
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Today’s civil law faced new challenges and situations for protecting human in role of consumer and also attention to industrial life growing made new branch of law called consumer law that have some positive result in all economic, social and political aspects like increasing household income, reduce conflict and tension between buyer and seller in society and increased public participation in ...
متن کاملConsumer Protection
n this article, I survey the state of the mortgage loan transfer system, the legal rules that govern it, and the widening gap between those rules and the practices in the secondary mortgage market just prior to the 2008 crisis. The review includes some empirical assessment of the extent of errors and execution problems; the damage done by “robo-signing;” the Mortgage Electronic Registration Sys...
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although electronic contract consists of offer and acceptance, its specific characteristics and the fact that parties to it state their intention in a virtual world i.e. cyber-space, and specially given consumer's need of enough protection in this environment, new rules have been included in laws concerning this kind of contract which seek to make sure that consumer has been well informed ...
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ژورنال
عنوان ژورنال: Cato Journal
سال: 2019
ISSN: 0273-3072
DOI: 10.36009/cj.39.3.1